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Posted: Thursday, October 5, 2017 5:04 AM

Save Money with Cheap Car Insurance in Syracuse NY. Get Fast Quotes, Compare Top Offers.
Liability and full-coverage policies are offered with low, low rates. Wouldn't you like to save a lot on your auto insurance? Compare top-rated insurers and save money by reviewing the best New York carriers with the lowest price quotes. The quotes are always fast and free and you are never under any obligation of any kind.

Best Cheap New York Car Insurance Rates in Syracuse
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Save more money with cheap auto insurance in Syracuse NY and all of New York State. If buying insurance coverage to meet the minimum New York financial responsibility law, the current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $10,000 for property damage per accident. This basic NY State auto insurance coverage is often called 25/50/10 coverage. Choosing a policy that only includes state requirements may help drivers get the best premiums. However, NY uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. The NY state minimum required liability auto insurance coverage does provide some protection for motorists, but people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits.

Should you include comprehensive and collision coverage? Part of what is referred to as full coverage auto insurance.
One of the biggest decisions you'll make is whether to add comprehensive and collision coverage when purchasing your policy. Both are optional and many people choose to buy them because they pay for repairing or replacing your own car and any medical expenses for you and your passengers. More than 70% of buyers add these coverage to their policy. While comprehensive and collision are valuable, together they will make up a large part of your premium. You should first decide if this coverage is truly necessary. If you have an older car that's not worth very much it may not be smart to insure it for repair and replacement. In the end you will need to decide if having your repairs covered is worth paying the higher premium. One rule of thumb in this situation is: “If your car is worth less than 10 times the premium, purchasing the coverage may not be cost effective.”

Offering car insurance quotes for ALL of Syracuse including Zip Codes: 13202, 13203, 13204, 13205, 13206, 13207, 13208, 13209, 13210, 13211, 13212, 13214, 13215, 13217, 13219 and all surrounding areas.

Insurance providers use the make, model and year of vehicle you drive, where you park at night, how you use your car and the coverage limits you select to determine the rates you will be offered. Depending on what types of coverage you buy, car insurance in Syracuse NY pays for vehicle towing, replacement or repair, court costs, medical expenses, rental cars, and other expenses. Insurance providers recommend that drivers in NY State carry more than the state-required minimum liability coverage.



Syracuse is the county seat of Onondaga County, New York. As of the 2010 census, the city population was 145,170, and it's metropolitan area 732,117. Of the city's population, 57,355 households, and 28,455 families reside in the city. The city's population was spread out with 19% under the age of 15, 23% from 15 to 24, 25.6% from 25 to 44, 21.7% from 45 to 64, and 10.5% who were 65 years of age or older. The median age was 29.6 years.
According to the 2000 Census, the population ages 16 and older commuted to work as follows:
65.9% drive alone
13.7% carpool

City of Syracuse NY

Syracuse, NY Facts.


Moving to another city/state? Get quotes everywhere from coast to coast. Some examples:
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For more information from the Official NY State Department of Financial Services.



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